Home Improvement Financing Options
Big projects shouldn't have to wait. Whether you're planning a full kitchen remodel, a bathroom refresh, new siding, or that long-overdue basement finish, flexible financing lets you spread the cost into predictable monthly payments — without touching your home equity.
Why Homeowners Choose Financing
Financing lets you move forward on the improvements that add real value to your home today, instead of waiting years to save up. Here's why our customers love our financing options:
No Impact on Credit Score
Check your personalized rates and pre-qualify in less than two minutes with a soft credit pull — it won't hurt your credit.
No Home Equity Required
These are unsecured personal loans, so you don't need to use your home as collateral. No foreclosure risk.
Fast Funding
Depending on the lender, funds can arrive in as little as 24 to 72 hours so you can start urgent projects right away.
Flexible Loan Amounts
Loans are typically available from $1,000 to $250,000, with terms ranging from 2 to 12 years.
Fixed, Predictable Payments
Your monthly payment and interest rate are fixed, protecting you from future market rate increases.
No Prepayment Penalties
Pay off your loan early anytime — no extra fees, no hidden costs.
Projects You Can Finance
- Kitchen remodels and cabinet refinishing
- Bathroom remodels and accessibility upgrades
- Interior and exterior painting
- Basement finishing and drop ceiling installation
- Storm doors, entry doors, and window replacements
- Landscaping, retaining walls, and hardscape projects
- Whole-house Quiet Cool fan systems
- Larger multi-service handyman projects
How It Works
- Get your quote. Contact us for a free, no-pressure estimate on your project.
- Pre-qualify in 60 seconds. A quick soft-credit check shows your personalized rates from multiple lenders — with no impact to your credit score.
- Pick the offer that fits. Compare monthly payments and terms, and pick the plan that works for your budget.
- We get to work. Once funded (often within 24–72 hours), we start your project on schedule.
Ready to Get Started?
Reach out for a free, no-pressure quote on your project. Once we review the scope and cost, we can discuss whether financing makes sense for you. There's no obligation, and checking your options won't impact your credit score.